The Basics of Baccarat


Baccarat is a simple game that allows players to wager on either the Player or Banker hand. The objective is to win by picking a total closest to 9. Face cards have their usual value, while a Queen and a Six count as seven points.

Over time, baccarat was modified to be more mass-market friendly. The elimination of commission-free bets streamlined the game. This allowed minimum bets to drop, opening baccarat to more players.


Baccarat is an exciting casino game that can be played with a variety of betting systems to maximize your chances of winning. It is easy to learn and maintains a low house edge, making it an attractive choice for new players. However, it is important to know the rules and payouts of this game before playing for real money.

The earliest records of baccarat are found in Italy and France. It was later popularized in casinos throughout Europe and North America, where it became known as Punto Banco. It also gained a reputation as the favoured game of James Bond, in Ian Fleming’s novels and films such as Dr. No; Thunderball; On Her Majesty’s Secret Service; For Your Eyes Only and GoldenEye.

While some of the complexities of baccarat can make it difficult for new players, there are some simple rules that should be followed to ensure a smooth gameplay. A basic rule is that a hand must total nine or less. If the sum of the cards exceeds nine, then the player must subtract ten or drop the first numeral to determine the final value of their hand.


Baccarat is an easy game to play – even for beginners. It doesn’t require much thought and you can just let the dealer do his job. Nonetheless, you can always learn some strategies that will give you an edge over the competition.

Baccarat rules vary slightly depending on whether you’re playing the Punto Banco or Chemin de Fer form of the game. For instance, the third-card rule in Chemin de Fer is different from that of Punto Banco. It’s important to understand how this rule works in order to make the best betting decisions.

Baccarat is played with between six and eight decks of cards that are shuffled before each round. These cards are stored in a dealing shoe or box. Each player makes a bet on either the Player or Banker hand, and the winning hand is the one closest to nine points. The values of each hand are determined by adding the sums of the two cards. Tens and face cards count as zero, while aces are worth one.


While baccarat is known for its high payouts, it’s important to understand the game’s rules before you play. Depending on how you bet, you’ll have different chances of winning. Before you start gambling, decide how much you want to spend and stick to your limits. This will help you avoid overspending and keep your gambling experiences fun and responsible.

In baccarat, the winning hand is the one closest to nine points. The value of a hand is determined by adding up the values of the two cards dealt. All face cards (jacks, queens, and kings) count as zero points, while all other cards are worth their numeric value. If the total is over 10, you drop the first digit, so an 8 and 7 would have a value of 5.

In addition to the usual wagers, baccarat offers a number of side bets with big payouts but low odds of winning. These side bets include Super Six Bets and Pair Bets.


Baccarat is played in various variations, with slight differences in rules and types of bets available. However, these variations do not change the game’s fundamental gameplay or payouts.

One of the most popular versions of the game is called Baccarat Banque. This European variant is similar to Chemin de Fer but differs in the way that players determine who will be the Banker. In this variation, the player with the largest amount of money takes on the role each round.

Another version is the EZ Baccarat, which is a simplified form of the game. It only involves two hands – the Banker and the Player, and there’s no third bet, making it easier to play. Moreover, this version does not have the standard commission on Banker wins with totals of seven and higher.

The EZ Baccarat also allows players to make a prediction on the Tie wager, which pays out at 11:1 and refunds half of your stake. This is a great way to boost your winnings while still playing the game safely.