Baccarat Basics


Baccarat is a casino card game that features in old James Bond movies. It is one of the easiest games to play at a casino and has low house edges.

Over time, the croupier deals two cards each to the Player and Banker. The aim is to have a hand that is closest to nine.

Game rules

Before you start betting on baccarat, it’s important to understand how the game works. Each type of baccarat bet has a different payout and the house edge is determined by the rules of the game. Knowing the basics can help you make the best decision about which bet to place.

Once the players and banker have placed their bets, they will receive two cards each. The winning hand is the one that totals closest to nine. The croupier will announce the total and the side that won. All cards numbered 2-9 count as zero points, while picture cards and Jacks, Queens, and Kings count as their face value.

The highest total a hand can reach is 9. If the sum exceeds nine, you must subtract 10 or drop the first digit to get its true value.


The game of baccarat offers players the chance to make several types of bets. The payouts of these bets vary from one casino to the next. They also depend on your betting decisions. The ‘Player’ and ‘Banker’ bets have specific odds of winning and house edges, whereas the ‘Tie’ wager has an average payout of 8 to 1.

Moreover, there are a number of side bets that pay out varying amounts. These bets can be risky and should only be placed if you are willing to take the risks involved. For example, the Martingale system is a popular strategy that increases your bet size after each loss, but can also lead to large losses in the long run. It is therefore advisable to limit your losses and play for fun.


Besides the standard banker and player bets, baccarat players can also place side bets. These wagers pay based on the total of the Player and Banker’s hand. The most common side bets include the ‘Tiger’, ‘Big Tiger’, and ‘Small Tiger’ bets. These bets are a form of progressive side bets and offer high payouts.

The point value of cards in baccarat is based on their pip values, which range from two through nine. Unlike blackjack, however, aces and face cards have no value. The maximum hand total is nine, and ties are a push.

It is important to set your bet limits before playing baccarat. This will help you control your losses and avoid losing too much money. You should also choose a betting strategy that works well for you and stick to it.


Baccarat is a very social game and players are expected to treat each other with respect. In addition, the game has a number of dealing procedures that vary from casino to casino. Knowing these rules is essential before playing. It is also good etiquette not to touch winning chips or to leave the table before the hand is finished.

A baccarat hand ends when one side wins or when the total is eight or nine. If the player or banker have a total of eight or nine, it is called a “natural win” and bets are cashed out. Lastly, when betting on the Banker, it is important to remember that the house takes a 5% commission. This commission must be paid before leaving the table.


Baccarat is a relatively simple casino game but there are a number of different variations to choose from. Punto banco and chemin de fer are the most favoured variants and you will likely find them in bricks-and-mortar casinos, but online casino fans have an additional option – Baccarat Banque. This variation, also known as deux tableaux, differs from the other two in that the banker is decided by random selection.

Another variation is commission-free baccarat, which doesn’t require the casino to take a 5% cut of winning banker bets. This reduces the house edge and offers a more even payout for bettors who choose to play this way. Players can also opt for positive or negative progression systems when playing baccarat. The latter involves increasing bet size when winning and decreasing it when losing.