Baccarat Basics


Baccarat is a casino game that can be very dramatic, fun, and unpredictable. Its popularity with high rollers is due to its high payouts and favorable odds.

In baccarat, the dealer draws four cards from an eight-deck shoe. These cards are placed below PLAYER and BANKER as marked on the table.

Game rules

Baccarat has an extensive range of side bets, each with its own set of odds and payouts. These bets are not tethered to the standard player, banker or tie wagers and offer much higher payouts. However, these bets have a higher risk of losing money than the standard wagers.

The game is played from a shoe with either six or eight decks of cards. Each card has a numeric value, with face cards (Jacks, Queens and Kings) worth zero and the rest worth their number. A total of nine is considered a winning hand, and the winner is declared when both hands are closest to this number.

If neither the Banker nor the Player wins, the game ends in a Tie. In this case, all bets are returned and no one has won or lost. A 5% commission is charged on winning bets placed on the Banker, but this is still lower than the house edge for most other casino games.


Baccarat is a simple game of chance. Players place bets on either the player or banker winning, and the game ends when a third card is drawn for each hand and the winner is declared. Winning bets are paid off at a rate of 1:1, while tie bets pay 8 to 1. In addition to the three basic bet types, casinos offer a variety of side bets. These bets have different payouts and odds of winning, so it’s important to understand the house edge and commission before placing any wagers.

The croupier announces the total of each hand, and the winning side is determined by the one closest to nine points. Note that aces count as one point, and all cards numbered 2 – 9 are worth their face value in baccarat. The croupier also collects losing bets and pays winning bets. All winning bets must be cleared before the next round begins.


Baccarat is a simple game to play, but it can feel repetitive and one-dimensional. To liven up the game, casinos often facilitate side bets that allow players to place wagers on a variety of outcomes. Each of these side bets has a different payout structure and odds.

In baccarat, the winning hand is the one closest to nine points. It is important to decide how much you want to spend before you begin playing. This will keep you from getting carried away and betting more than your bankroll allows. You can also use a strategy like the 1-3-2-6 system to ensure that you don’t lose all your money.

Baccarat has several side bets, including Either Pair and Double-suited 3-card 8. These side bets pay if the Banker or Player have a suited combination of three cards. The other two side bets, Any ’8’ and Suited ’8’, pay out less than the paired hands. However, these bets are not the best option for new players because they have a low chance of winning.


There are a number of different variations in baccarat. Some of them offer better odds on the side bets than others, but they all provide players with an exciting gaming experience. Some of the most popular variations include Dragon Tiger and EZ baccarat. They use the same rules as standard baccarat and can be played on a variety of platforms.

Some baccarat variations also allow you to place bets on a Player or Banker win, as well as a Tie. These bets pay out based on the original hand’s outcome, with the payout for a Player or Banker win being higher than a Tie. Some baccarat variations also feature a Third Card Rule, in which the player or Banker receives an additional card.

Chemin de Fer, or railway baccarat, is a variation of classic baccarat that has an interesting twist. Its main difference from other baccarat variants is that the croupier sets aside the amount of money they want to stake. If a player wants to become the new banker, they have to say “banco” and match this amount. Otherwise, they can continue making wagers until the croupier’s total is reached.