Baccarat Basics


Baccarat is a slow-paced and exciting game of chance. Its simplicity makes it ideal for new players. Basically, you bet on which hand, Player or Banker, will have the highest final digit when all of the pips are added together. Picture cards and tens are worth zero points while aces count as one point.


As with many popular casino games, the exact origins of baccarat are unclear. However, there are a number of theories on how it developed. One theory is that it grew out of medieval games in which vestal virgins would roll nine-sided dice to determine their fate. If they rolled an eight or nine, they would be allowed to become priestesses.

The game was later adapted by French travelers, who brought it to England where it became popular in the upper classes. It also received attention at the 19th century Paris Exposition where it won several medals. This, combined with its popularity in the United States where it was known as Chemin de Fer or ‘Chemmy’, gave it a boost and helped it spread across Europe.


Baccarat is a simple game to play. The object is to get as close to nine as possible, with the hand values determined by the last digit of the total. Picture cards and tens count as zero, while numbered cards from two to nine are worth their face value. The ace counts as one point.

If either the Player or Banker has a score of 8 or 9, this is considered a natural win and bets are paid. The game then continues with another round of betting.

Winning bets on Player and Banker earn a payout of 1:1, but players must pay a 5% commission on winning Tie bets. This reduces the payout odds to 19:20, but it still makes the Banker bet the best option for reducing the house edge.


Baccarat is one of the more exciting casino games, but it can be risky for new players. Some of the strategies that are available can improve your odds, but it’s important to remember that baccarat is still a game of chance.

If neither the Player nor Banker wins, the hand results in a Tie. In this case, all bets to the Banker and the Player are returned. The side bet on the Dragon Bonus, however, pays out if the winning side wins by four or more points.

The Martingale System is a betting strategy that has been around for centuries. This system allows you to progressively increase your bets to minimize losses and maximize winnings. The strategy works for many casino games, but it also fits baccarat perfectly.


Payouts in baccarat can be high or low, depending on the type of wager you place. The Player and Banker bets are relatively safe, but the Tie bet is risky and offers low payouts. Therefore, it is important to monitor your stakes carefully. Staking 10 units for each wager and limiting your sessions to 200 units per session (followed by a break) is a good practice.

Aside from standard baccarat bets, players can also make side bets with higher payouts, such as betting on an even or odd Player/Banker total. This strategy can help reduce your losses by preventing you from making big bets on losing streaks. It is similar to the Martingale system, which can be used in a number of casino games and other types of gambling.


Baccarat is a classic casino game that comes in more variants than players realize. While most players only know of the standard Punto Banco variation, many online casinos offer a wider range of exciting baccarat games.

These include EZ Baccarat and European Baccarat. The former features a simpler structure, with no third card drawn for the Banker or Player hand. In this version, winning Banker bets pay 1:1 and winning Player bets pay 9:1. In addition, the game takes out the normal commission on a winning Banker bet.

The latter is a newer variant that combines the traditional rules of baccarat with the excitement of an online sportsbook. In this game, the’real odds’ on either the banker or player side will fluctuate throughout each round.